MILLIONARE | Entrepreneure | How to become a Millionare

How to Beocme a Millionare ?
Cautuion : Highly Informative !!!

          It doesn’t matter where you currently are in your financial situation — whether just starting out or already making lots of money.
      Most people, no matter what their income, are treading water. As a person’s income rises, so does their spending.
           Few people understand how to continually increase their income, lifestyle, and joy at the same time.

"When riches begin to come they come so quickly, in such great abundance, that one wonders where they have been hiding during all those lean years.” — Napoleon Hill

        You may think you’ll never get rich unless you hit the lottery, win big in Las Vegas or come into a big chunk of family money.
        But becoming a millionaire is within reach for those who start young and develop the right habits. And anyone at any age can develop the traits that increase wealth and decrease debt.

7 steps to becoming a millionaire:

"Buy assets not Liabelities." - Warren Buffet

1. Develop a written financial plan

Saying you want to be wealthy isn’t good enough. You need to come up with a workable plan and put it on paper.

          “The written plan forces you to do something,” says Stewart Welch of The Welch Group in Birmingham, Alabama.

          “Calculate what you need to earn and how to invest. The plan isn’t just the goal, it’s the whole thing — the dream, the goals, the options.”

2. Save, save, save : 

The end result of your financial plan should be systematic investment. Get in the habit of saving money. Build an emergency fund in a money market account so you don’t have to raid the rest of your savings and investments when an unexpected major expense arises.

Make a point of saving at least half of every pay raise.

        Look into your savings options so you are sure you’re getting the best return on what you put in. Open a savings account or CD with good rates. Think about your retirement fund. Work toward maxing out your 401(k) and then putting any additional funds into a traditional or Roth IRA.

         Diversification of your savings can be the most important key in getting the most out of what you are able to save.

3. Live below your means

Living according to a “treat yourself” philosophy can quickly lead to debt and unnecessary liabilities.

         Don’t be a walking billboard for overpriced designer clothes, shoes, sunglasses or jewelry.

         And, don’t allow your house or car payments to be budget-busters. Use Bankrate’s mortgage calculator to determine how much house you can really afford.

4. Lay off the credit

Some people say that if you can eat it or wear it, don’t put it on your credit card. That’s good advice, but take it further. Try not to put anything on your cards that you can’t pay off in two or three months.

         You need only one or two credit cards. If you have a fistful, pay them off. Remember, debt holds you back.

         “It reduces cash flow for other things, including investing,” Welch says. “If no one gave you money to borrow, you’d be better off.”

5. Invest in ways that work for you :

It takes money to make money, but that doesn’t mean you need a lot to invest.

         Open an account with a mutual fund company that has no-load funds and low expense ratios. Build a diverse portfolio, and you can reasonably expect to earn 8 to 10 percent annually on your investments over the long haul.

         If you have the initial cash to put into buying property, consider investing in real estate. You can create an additional revenue stream for yourself by renting, and earn long-term through appreciation.

         You can also invest your money in the stock market by using an online broker like Robinhood or E-Trade.

         If you want to increase your investments or diversify further, look into passive income opportunities. Side gigs like selling informational products or choosing dividend-yielding stocks that aren’t time-consuming can help you offset spending and dedicate more to saving and investing long-term.

6. Start your own business

In their book “The Millionaire Next Door: The Surprising Secrets of America’s Wealthy,” authors Thomas Stanley and William Danko say that two-thirds of millionaires are self-employed, and that entrepreneurs represent the majority of that group. The rest are professionals, such as doctors and accountants.

         Entrepreneurs create most of the country’s wealth. Most millionaires in the making — 8 out of 10 — earned or increased their assets on their own, a survey by Fidelity Investments found. That holds true for actual millionaires as well.

7. Get professional advice

A good financial planner can help you fill your portfolio with the right investments and dump the wrong ones. You don’t need to relinquish control, but you do need to form a good relationship with an expert in this complicated area.

          According to another Fidelity survey, more than 6 out of 10 millionaire investors use financial advisers to help manage and protect their wealth.

          Maybe finding the right adviser could tip the scales toward the seven-figure milestone. If you can’t afford to have a financial planner manage your money, many will review your portfolio and make recommendations for a one-time fee.

          Bankrate’s “Save a million dollars calculator” can show how long it will take for you to reach your big goal.

How to become a Milllionare by 25 of your age.

What do these people all have in common ?
Catherine Cook
Matt Mickiewicz
Juliette Brindak
Jermaine Griggs
Sean Belnick
        Ok, so maybe you haven’t heard of these 6 people before?  Well, what if I added the names Mark Zuckerberg and Michael Dell to that same list ?  Would it make more sense?

         These are all individuals who’ve become millionaires before age 25!

Catherine Cook – My Yearbook
Matt Mickiewicz  – 99 Designs and Flippa
Juliette Brindak – Miss O and Friends
Jermaine Griggs – Hear and Play Music Group
Sean Belnick – BizChair
Mark Zuckerburg – Facebook
Michael Dell – Dell Computers
They all share some common traits: they started a business in high school or college.  They have drive, desire, and entrepreneurial spirit.  They manage to get it all done.  And I’m sure there is a bit of luck thrown in.
Let’s break down what it really takes to become a millionaire by 25.

a. It All Depends on When You Start

Being a millionaire by 25 all depends on when you start making money and how fast it grows.  Let’s say you had nothing to start with.

If you start making money at 16 years old, you would need to earn $305 per day to make it to $1 million by 25.

Starting at 18, when you graduate high school, means you would need to earn $391 per day to make it to $1 million by age 25.

What about if you don’t start until you graduate college?  Then you need to earn $685 per day, assuming you graduate at 22 years old, to become a millionaire by 25.

All of these numbers are also net earnings, so you would need to earn more if you take into consideration taxes and other expenses.

Do you think you could earn $305 per day? Yes, You can!!!

b. How To Make $305 per Day

Let’s just say you start at 16 years old, and are shooting to be a millionaire by 25.  Since it only takes $305 per day net, could you do it?

For reference, $305 per day is only $111,325 per year or $9,150 per month – something that’s completely doable, just more challenging when you’re younger.  And as long as nothing is holding you back from earning more, you can make this much per day!

Let’s break down how you could earn $305 per day online and offline:


1. Write 6 articles per day at $50 each
2.Complete 6 design jobs on Fiverr (make sure you have add-ons to get you to $50 net)
3. Help small businesses on Elance or oDesk for $300 per day
4. Use Amazon’s Mechanical Turk for odd jobs to make up the difference and get to $305 per day
5. Look at our list of online side hustles to build more income


1. Start driving or riding your bike for Uber – $20 per hour is possible
2. Get an after-school job – $12 per hour for 4 hours per day is $48
3. Mow your 10 of your neighbors lawn’s for $50 a month – $16 per day average
4. Provide tech services for your friends, family, and neighbors – $200 per month for 1 neighbor a month
5. Now, you also don’t have to go all-in on any of these.  You can mix and match.

          Let’s say you get an after-school job, and make about $50 per day.  You then can get home from work and write 5 articles online for a total of $250.  Even better if work work at a place where you could write articles while getting paid – double jackpot.

c. Entrepreneurship Can Lead to a Big Payday

          Working and turning hours into dollars is nice, but it doesn’t always give you a big payday.  All of the individuals we highlighted at the beginning of the article made it to $1 million by 25 by starting their own companies – and you can do that too.

          The big thing to remember when starting your own business is to make sure that you’re providing value and solving a problem.  There’s a lot of money to be made if you can solve a problem for people.  You can also do it on nights and weekends, when you’re not in school.

          But entrepreneurship is about working towards the big payday.  It can be daunting not getting any money while you’re building your business.  But, if you’re living at home or going to school, it may not matter that your business makes no money up front.  If you want the big payday, you should focus on starting your own company, just like most of the young millionaires we’ve profiled have done.

Focusing On The Plan Will Help You Become A Millionaire

          The truth is, the only one that can decide what to do is you.  You have to make the choice to earn more.  Making a million dollars by 25 may not be important to you.  Instead, you’d rather focus on traveling and adventures.   That’s okay.  But if you do want to be a young millionaire – that’s possible too!

If I have done it . You can too....! 
Good Luck ! God Bless You....!

Thank You
CEO kuipeer